0330 111 0222
Mobile Locksmiths
Locksmith Shops
We can provide cover for mobile locksmiths who need cover for Public Liability and portable tools and equipment
If you operate from premises and need cover for buildings and contents as well as liability and tools, then we can arrange this as well
Auto Locksmiths
As well as general locksmiths we can also provide liability and portable tools and equipment cover for Auto Locksmiths
Locksure Insurance Covers
We can provide the following covers for all types of Locksmiths : -
Public & Products Liability
Covers your legal liability for bodily injury to third parties and damage to their property up to £5,000,000 (can be increased) this also includes injury or damage arising from products supplied.
The cover also extends to include injury or damage arising out of the failure of any products supplied to fulfill its intended function - this is termed Efficacy cover.
Financial Loss
This covers your legal liability for financial loss suffered by a customer as a consequence of work carried out
Employers' Liability
Covers your legal liability for bodily injury sustained by an employee in the course of their employment.
Professional Indemnity
Covers against financial losses suffered as a result of a breach of your professional duty of care
Portable Tools, Equipment and Stock
Covers loss or damage to tools, equipment and stock whilst away from your premises within the UK
Property Damage
If you operate from business premises we can include buildings and contents cover under the policy
Business Interruption
Covers loss of gross profit following loss or damage to property insured under the property damage section.This cover should be selected if your business operates from business premises and would suffer financially if the premises/contents were not available.
For mobile locksmiths there is a built in cover of up to £50,000 loss of income to cover situations where you cannot work due to loss of your tools and equipment, or your work vehicle is off the road following an insured loss.
Company Legal Liability up to £50,000
Covers your legal defence costs under various circumstances including - contractual liability disputes, tax investigations, data protection breach, identity fraud and infringement of copyright.
Employment Practices Liability up to £50,000
Covers your legal defence costs incurred in defending a employment related claim brought against you by an employee alleging a wrongful act against them.
Directors & Officers Liability up to £50,000
Covers actual and alleged wrongful acts carried out whilst performing your duties as a director or officer of the company.
Legal Helplines and Assistance
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Legal, regulatory and risk management advice available 24/7 via our helplines.
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On-line resource portal providing health and safety, employment and HR guidance, sample letters and forms etc to help minimise business risks.
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Dynamic app to load onto smart devices that links to the online portal to provide easy access to frequently asked questions, delivering tools and templates to your smart device.